**The Loan App XCredit offer:
1. Loan Amount: ₦5,000 ~ ₦500,000
2. Loan Term: the shortest tenor is 91 days, the longest is 180 days
3. Interest rate: 12% APR
4. Service Fee: 0%
5. Loan request: Need to be at least 18 years old or above
**Example: If the loan amount is ₦5,000, the loan term is 180days, and the Interest rate is 12%, the total Interest should be ₦5,000 * 12% = ₦600.
To apply for a loan, you just need to follow several steps:
* Create your account
* Apply a loan
* Receive your loan straight into your bank account
* Build your loan limit every time you repay a loan
Your loan is sent to you right through your bank account:
Nigeria: Any bank account
KEY XCREDIT FEATURES: FAST & RELIABLE LOAN IN NIGERIA
Privacy and Permissions: XCredit makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
Facebook page: https://www.facebook.com/XcreditNG/
Office address: 1 Adeola Odeku St, VI, Lagos, Nigeria.